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Welcome to Car Credit Inc

For more than 25 years, Car Credit has been one of the best-used car dealers in the region, standing out for the excellent service, attention, and variety of vehicles in the Florida area. Our team is made up of seasoned professionals ready to serve you at any of our four locations, whether in Tampa, Holiday, or Ruskin.

We have more than 400 used cars in various makes, models, and years, for your lifestyle and budget. There’s something for almost every lifestyle and any budget, and we’ll take the time to help you find it. We’re committed to helping every customer find complete satisfaction, which is why we’re regularly considered among the best-used car dealerships in Tampa.


When you visit us at Car Credit, you’ll be able to find just about any kind of vehicle. We have it all, from compact cars to commercial vehicles. Need a used car under $10,000? We can help with that, too!

No matter what you’re looking for, our friendly, used car experts will take the time to understand your needs. We’ll introduce you to as many used cars, used trucks, and used SUVs as it takes to make you feel sure that you’ve got the right one. Our inventory includes used vehicles from all of the major brands. We’re always receiving new vehicles, so check our inventory online if you’re looking for something specific. Otherwise, stop by, and take look at our different makes and models. 


All of the used vehicles on our lot are priced to sell, and we even offer some of them at especially low prices. When you shop our used car specials, you might see offers like two years of free maintenance on select vehicles. This helps you shop with extreme confidence, knowing that we’ll help you take great care of your vehicle in the coming years.

In addition, we offer guaranteed financing. Whether you have a bankruptcy, foreclosure or if you have no credit at all, we are the bank, so we can finance you!


When you shop at Car Credit, the service doesn’t end when you drive off the lot. Our parts and service center can help with all kinds of things, from regular oil changes to major repairs. Our technicians are certified, which means you can entrust your vehicle to them with complete confidence.

We even offer monthly discounts and special pricing on some of the most popular parts and services. Taking care of your used car is one of the most important things you can do to help it last longer. Buying a pre-owned vehicle will save you money upfront, and keeping it in great shape will save you money down the road. Visit us to ensure you’re ready for the road ahead.

Care and maintenance are essential factors for the proper functioning and durability of a used car. All of our cars go through a 23-point inspection before being sold. Buying a used vehicle saves money upfront, and keeping it in excellent condition saves money in the future. We take your safety very seriously. Visit us so that you are always prepared for the road.


Buying a used car and qualifying for special offers doesn’t force you to pay for everything at once.

Getting a used car loan with a low monthly rate can help make it much easier to budget for your next vehicle. Our used car financing experts will work with you, no matter what type of credit you have, to find a loan that works with your financial situation.

Why Choose Car Credit?

It takes more than low prices to be a great pre-owned car dealer. Here at Car Credit, we combine our great used car deals and special offers with a massive inventory of different vehicles. Finally, we set ourselves apart by providing excellent service. This is why 65% of our sales are sold to repeat customers, friends, and relatives. Once you see how we do business, you won’t want to buy a used car anywhere else in Florida.

One of the things we do to set ourselves apart from the competition and earn our place among the best-used car dealerships is to continue providing friendly service after the sale. Other pre-owned car dealers might forget about you as soon as they get your money, but we continue to take care of our customers with a Limited Maintenance Agreement. Stop by today to shop our massive selection of pre-owned vehicles, get used car financing, and go home in your next vehicle.

We are sure you’ll discover Car Credit is the right place to buy your next used car, truck or SUV with our buy here, pay here option. You can even make an appointment for service and get directions to our dealership. If you have any questions feel free to call us at 888-868-9703. Come visit Car Credit today.

Come Visit Us

Car Credit Inc. -82.5579302, 27.9960758.